Al Enochs ~ F1RST REALTY Blog

COOKEVILLE TENNESSEE REAL ESTATE...a buyer's market

F1rst Realty Company — Wed, 22 Apr 2009 14:14:21 -0500

As you have heard by now, "its a buyers market", makes the average home owner a little nervous about listing their home with just any Real estate agent. At F1RST REALTY, we have over 30 years of experience with buyers and sellers in all types of market conditions.

With our agents, you get:

Quality Experience
Internet Saavy agents and personnel
Up-To-Date market information
Comprehensive Listing programs for Sellers
Wide area coverage of Three MLS systems for buyers
Friendly Service

Call or email us today for more infomation for your Real Estate needs.

AL ENOCHS, BROKER/OWNER
F1RST REALTY COMPANY
COOKEVILLE, TENNESSEE
931-528-1573

We love Referrals!

FIRST TIME HOME BUYER TAX CREDIT.... FOR 2009

F1rst Realty Company — Wed, 22 Apr 2009 13:52:20 -0500

Our associates can help you with buying your first home. With First Realty, you will feel confident with up to date market knowledge and easy Real Estate transactions..Call us Today!

Via Kay Bennett, Realtor® MILLION $$ PRODUCER (First Realty Company):

I know the big buzz is everywhere about the great tax credit for first time home buyers and I will have to jump in and talk about this great incentive too! Here is a simple run down of what to expect!

First time home buyers only

the tax credit does not have to be paid back

the tax credit is equal to 10 percent of the home's purchase price up to a maximum $8,000

The credit is available for homes purchased on or after Jan 1, 2009 and before Dec 2009

Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the tax credit.

Simply put, how this works:

To claim your tax credit, you will claim it on your federal income tax return. Specifically, home buyers should complete IRS form 5405 to determine their tax credit amount and then claim this amount on line 69 of their 1040 income tax return. No other applications or forms are required, and no pre-approval is necessary. However, you will want to be sure that you qualify for the credit under the income limits and first time home buyer tests.

For example, when you file your return next year, if you qualify for the full $8,000 credit and owe $1,000 on your tax return, you will receive a check for $7,000.

For more information on the 2009 tax credit, click for the Federal Housing Tax credit website.

Cookeville Tennessee's Real Estate Guide...Buy Now!

F1rst Realty Company — Wed, 22 Oct 2008 17:50:35 -0500

Many people are concerned about the economy and whether or now now is the time to purchase a home. As the lending rules and regulations are beginning to adjust, the Real Estate market is adjusting as well. Buying a home can provide a great opportunity for a qualified buyer to obtain a home at a good investment and help our economy strengthen and stabilize. Contact our office at First Realty to obtain up to date information on our local market and the buying process. Our Realtors(R) will help you

Obtain financing information
Get a comparable market analysis on what is selling in your preferred neighborhood
Moving information, job statistics in our area
Make your home buying process informational and satisfying.

VIEW OUR WEBISTE FOR ADDITIONAL INFORMATION

FIRST REALTY COMPANY, COOKEVILLE TENNESSEE

931-528-1573

AL ENOCHS, BROKER/OWNER

FIRST TIME HOMEBUYERS TAX CREDIT

F1rst Realty Company — Wed, 22 Oct 2008 17:24:06 -0500

Via Sandy Glass:

GOOD NEW...DID SOMEONE SAY TAX CREDIT?

Good news From April 9, 2008 through July 1, 2009

Tax Credit up to $7,500 for First Time Homebuyers

10% of Sales Price up to a Maximum of $7,500

Must be Primary Residence

Income limits $75K for Single or $150K for Couples

Phases out at $95K and $170K Respectively

THE FINE PRINT

The Tax Credit is actually an interest-free loan, must be PAID BACK OVER 15 years at $500 per year

If home sold early, repayment of loan is limited to amount of appreciation.

If you die the loan is forgiven.

Consult a tax advisor for more information.

Tennessee Rural Living

F1rst Realty Company — Wed, 22 Oct 2008 17:19:36 -0500

Via Tennessee Real Estate & Community Blogs. Christina Williams:

Crossville, Tennessee on the Cumberland Plateau - offers rural living and peace of mind. A better way of life.

A simpler way of life and living is back, back in a big way. With today's economic challenges some of us need and know the importance of safer surroundings, family and community.

Centrally located Crossville,Tennessee's vast surrounding rural countrysides offer the idyllic relocation destinations. Seclusion, but not to far for everyday comforts when needed.

Safer environment.

Lower cost of living/Property taxes.

No state tax.

Affordable real estate.

Communities who care.

Fishing - lakes & rivers.

Hunting.

Mild climate.

Extended growing season.

Peace of mind.

CONTACT ME WHEN IT COMES TO RURAL LIVING TENNESSEE DESTINATIONS = LAND, LOTS OR HOMES.

As a licensed Tennessee Realtor I'm here to make your property search EASY, SAFE & PROTECTED. Simply contact me with any questions on your new rural destination.

Christina Williams

F1rst realty company

931-510-0859

tennesseeliving@gmail.com

Exclusive Representation for CROSSVILLE / MONTEREY / COOKEVILLE / SPARTA & Surrounding counties.

Crossville Tennessee real estate news - real estate is local!

F1rst Realty Company — Wed, 22 Oct 2008 17:18:19 -0500

Via Tennessee Real Estate & Community Blogs. Christina Williams:

Today's real estate market has some of us concerned, worried or maybe a little fed up. Do what I find myself doing from time to time - Take a deep breath and count to ten... Did it work? If not there is still hope.

Everything you are hearing on the news and reading in the papers may paint an ugly picture for the sale of your property and we may even need to hold our own for a short sale, but before you give up - realize that REAL ESTATE IS LOCAL! (Don't rely on the media for valid local information)

Everything effects real estate locally. We must research all the statistics before we place a price!

WHAT HAVE COMPARABLE HOMES SOLD FOR?

IN YOUR NEIGHBORHOOD/COMMUNITY?

CITY/TOWN.

COUNTY.

WHAT IS THE ANNUAL INCOME VIA MORTGAGE PAYMENTS?

DOES MONTHLY INCOME EXCEED 1/3 OF PAYMENTS?

HAVE THERE BEEN FORECLOSURES IN YOUR NEIGHBORHOOD?

WHAT IS THE UNEMPLOYMENT RATE?

THE SMALLEST FALL CAN EFFECT SALES.

All these local statistics can have a big impact on the sale of property. Making sure you have a Realtor do the research will determine if you have your real estate priced right and salable! Extensive on-line and local marketing is also a big factor.

For a free consultation / sit down with a cup of coffee at my office - feel free to contact me.

CHRISTINA WILLIAMS / LICENSED TN REALTOR

F1RST REALTY COMPANY

(931) 510-0859 / (931) 484-1005

tennesseeliving@gmail.com

First Realty Company: Why Choose a Realtor® ???

F1rst Realty Company — Sun, 21 Sep 2008 19:54:18 -0500

At First Realty, our agents are Realtors®.

This means they are Real Estate Professionals who are members of the National Association of Realtors®. A Realtor® subscribes to a strict Code of Ethics which in many cases goes beyond state law requirements. Our agents are licensed by the state of Tennessee and meet the standard education requirements before obtaining a license. Proper examination and experience of our agents is part of the process involved in becoming an agent for First Realty.

Serving our Cookeville Community since 1979.

All of our agents belong to the Upper Cumberland Association of Realtors ® MLS system, and many are members of the Nashville and Knoxville MLS systems to expand their market knowledge base even further for the client.

We have staff available to help you seven days per week. Our agents efficiently work with you to educate you in the home buying/selling process. Our agents can provide you with information to assist you in buying or selling your home such as, mortgage information, home inspections, staging, and etc.

Contact First Realty Today for more information on buying or selling your home and take comfort in hiring a First Realty Real Estate Professional.

Call me for any questions you may have in hiring one of our agents,

Al Enochs, Broker/Owner

931-528-1573 office

116 S. Lowe Ave

Cookeville, Tennessee

First Realty Cookeville Tennessee Wants You!

F1rst Realty Company — Thu, 14 Aug 2008 17:03:13 -0500

Our First Realty Family is comprised of over 100 agents in the Cookeville Tennessee area and has been serving our clients for 30 years!

Yes, my desk is usually like this, but I know where everything is!!

An agent in our weekly meeting ask me, how I managed over 100 agents and what is my secret to success? I said, its simple: We all have a job to do, I believe in my agents and they are owed all of the credit because they work very hard for our company and for our community. My job is to manage my agents, keep them informed and educated on current market conditions, provide guidance, and training for them to be the best in Real Estate Sales . Our company's success is about providing our clients with the best and up-to-date Real Estate Services possible. Keeping current with technology and providing our agents with the best incentives and having an open door policy with a comfortable yet professional working atmosphere are key in productivity and longjevity for them. When your here, your family. Ok, maybe all that isn't simple, but through hard work and dilligence for 30 years, we are F1rst in Cookeville, Tennessee. Thanks to all our agents and clients for making that possible.

Call or email me for more information on Buying a home, Selling your home, or becoming a F1rst Realty Agent!

www.al@firstrealty.net, or 931-528-1573 (ofc)

Realtor Tips: Being in Business for yourself!

F1rst Realty Company — Tue, 19 Aug 2008 16:58:55 -0500

First impressions are formost important in business. Being in Real Estate, people come in contact with you everyday in every way. When they do, an opinion is formed and the next time they see you might be concerning your next listing appointment. Being aware of "first impressions" can help you build your career in the business. Some things to help make a first impression are:

Professional Attire - the way you dress tells the customer a lot about the way you do business
Marketing Materials - correct spelling, and clean crisp photos are a major first impression to the customer
Your car - Keeping your automobile neat and clean shows consideration and organization, and paying attention to detail in our business is a must with our clients.

DON'T BE A SECRET AGENT!!

To help market yourself, make yourself visible to the public. Display your name everywhere:

Your Real Estate company's license plate on your car
Put you websites and email on your business card in addition to your phone number
Wear your name badge everywhere
Sign magnets for your car door
Display your name on the signs at your listings
Create a personal brochure
Networking with peers
Get involved with the community
Sponser community activities like little league baseball, etc.
Establish a personal website linked to our company's website
Blog continually on interesting and informative topics for your customer base

116 S. Lowe Ave, Cookeville, TN ~ 931-528-1573 office

Cookeville Real Estate: Why you should choose Cookeville Tennesse to live...

F1rst Realty Company — Sun, 21 Sep 2008 20:08:26 -0500

Our agents are experienced in the market in the Cookeville area! Call First Realty today for more information about living in the Cookeville Tennesse area.

Via Kay Bennett, Realtor® Your Tennessee Real Estate Professional:

First Realty Company has served the Cookeville TN area for 30 years and provides you with top notch re-location services. Just a few reasons why we think you should join our community... Cookeville Tennessee has a wealth of opportunity and lush natrual landscapes that provide beautiful picturesque views right in your own backyard. Whats especially great about Cookeville Tennessee is that it is only 1 hour from Nashville Tennessee and 1.5 hours from Knoxville and Chattanooga Tennessee. A town of approx. 30 thousand makes country living with convenience at your fingertips. All this comes with low property taxes and no state income tax.

For more information on re-locating or buying a home in Cookeville Tennessee, call Kay Bennett today!

931-510-8601 or email at kaybennett@charter.net

First Realty Cookeville Tennessee is reaching home buyers!

F1rst Realty Company — Sun, 21 Sep 2008 19:59:00 -0500

Contact First Realty for your next home purchase!

Via Kay Bennett, Realtor® Your Tennessee Real Estate Professional:

Looking for a home in Cookeville Tennessee, Monterey Tennessee, Sparta Tennessee, Livingston Tennessee or Crossville Tennessee? Need that nice quiet retreat on Dale Hollow Lake located in Celina Tennessee? or maybe our beautiful Center Hill Lake that stretches from Cookeville to Smithville Tennessee?

Whatever type of home or land you are looking for, Kay Bennett at First Realty has got you covered. First Realty in Cookeville Tennessee has over 30 years of experience and is comprised of a 100+ agent family to help you find your next home, retreat, or land tract. We have top of the line commercial property agents along with a vast selection of properties for sale in our Upper Cumberland area.

Some things Tennessee has to offer:

Low property taxes

no state income tax

beautiful mountain views

rolling hills

private retreats

lake homes

farms

productive cities at your fingertips

and the list goes on...

Whether you are looking at our great college, Tennessee Tech, or just re-locating for retirement, there is a lot to do for everyone in our great area!

Cookeville is located just 1 hour from Nasvhille Tennessee and 1.5 hours from Knoxville Tennessee via interstate 40.

Call Kay Bennettfor more information on re-locating to the Cookeville Tennessee Area.

Need help in getting a home loan? Explore your options by contact Kay today!

Kay Bennett

Call 931-510-8601 or email me at kaybennett@charter.net

F1RST REALTY COMPANY - Way on top of the mountain

F1rst Realty Company — Sat, 30 Aug 2008 10:16:25 -0500

Via Crossville Real Estate & Community Blog Christina Williams:

Fellow F1RST REALTY Company Realtor HUNTER ENOCHS Displays our Tennessee trademark at the top of the Summit of the Grand Teton- Wyoming. The last time I saw Hunter I was on my way back from Hiking Bee Rock in Monterey, Tennessee - He was just getting started with loads of Rappelling gear. What a way to make a statement Hunter.

POSTED BY - CHRISTINA WILLIAMS - F1RST REALTY COMPANY CROSSVILLE, TENNESSEE.

Cookeville Real Estate: Are you a New Agent?

F1rst Realty Company — Sat, 23 Aug 2008 15:21:39 -0500

Welcome New Agents! If you need a great Real Estate Firm in the Cookeville area, go with the largest and best! contact me today for more information: Al Enochs, 931-528-1573

Via Kay Bennett, Realtor® Your Tennessee Real Estate Professional:

Are you a New Agent who knows absolutely nothing about getting started in your new and exciting career in Real Estate? Well, first may I say that you have made to the right place! Active Rain is the best place to get started in your career and an even better place to stay once you've become a seasoned agent. This network provides such vital information and support of agents and Real Estate involved people. You will learn from others experiences, and hopefully give back to our Active Rain Community your experience, for others to benefit as well.

So, let me address you properly: Welcome New Agents! I have dedicated this blog to you and will give you some starter tips on how you can build your business in Real Estate!

First of all, you need a BUSINESS PLAN- a business plan is an actual written plan you will set up with an assortment of goals for you to achieve, in becoming a producing agent. Included in this plan is a variety of things, some are well noted in John Novak's blog, Your 2008 Business Plan: Setting Goals

Second, now that you have a plan, you need to PLAN TO SUCCEED. Planning to succeed includes many things and you can start by reading Al Enoch's Blog, Realtor Tips: Being in Business for Yourself and also to learn how to deal with your potential clients, another blog by Al Enoch's, Realtor Tips: Your clients needs

Third, now that you are planning to succeed, you need to LEARN YOUR SYSTEM. Make sure you set down with your manager or mentor and go over your company's and State's policies on Agency, Contract Writing, and office formalities. In my office, Agency is a hot topic and you must understand and inform your clients up front about Agency. We use "designated agency" in my office, but if you live in Florida, chances are you utilize "Facilitator status" or "Transaction Broker". These terms mean everything in your new profession, so learn them and take them seriously.

Fourth, getting deeper in, you're arms may be getting a little tired of treading water about now, but don't give up.  Having A GOOD BROKER OR MENTOR will be worth their weight in gold and keep you out of hot water until you get this down pat. Also, Teaming with an experienced agent is a good idea too! Along with others, I suggest you look at some of the Broker Blogs in the Rain. I love Broker Blogs, but when i say BB, I don't mean (Broker Blogs) I mean "Broker Bryant" he is one of my favorite Brokers here and will give you lots of great information and keep you laughing and upbeat in your new career path. (PS. when I feel down or overwhelmed, I go to BB's blog page and view his videos over on the right, gets me back on track every time!) So, I recommend you subscribe to his blog and read it everyday! I know, I know, there are so many good blogs to read and you will just have to choose which of them fits you best! I have a lot that I read and can't list them all, so no offense to anyone, but I'm kinda parcel to BB...uhemm, and TLW too, by the way.. ;)

Fifth, and I will make this last even though there are many things to learn as a new agent, I don't want to lose you in a book, so don't forget your MARKETING. Marketing yourself is important, and your online presence is vital in today's Real Estate world. Here in the Rain, you can find all sorts of information on how to write blogs. Some good blogs to read are: Celeste "Sally" Cheeseman's Your Writing Reflects You and Sara Bonert's Writing effective proeprty descriptions are some examples to help you get started. On the technical side of things, Christina Williams'Techy Tools blogs are wonderful like Techy Tool 5 and Christina Williams also gives great advise on neat ideas like blog buttons in this blog, Blog Button Maker Christina also gives great advice like Give your Blog A Domain Name. also, Broker Bryant has a good blog SEO (stuff everyone outta know) made easy. Ok, I'll add a couple of blogs I've done that will help with your marketing as well: Kay Bennett's Seller Service Package is a must when going on a listing appointment. Having your credientials in writing out weighs the competitors who don't do this. And also The Buyer Interview Worksheet is a great way to keep track of your prospects and buyer clients.

NOW HERE'S ONE OF THE MOST IMPORTANT INFORMATION TIPS IN ACTIVE RAIN: To subscribe to other member's blogs! Here is a great blog on 5 ways to subscribe to blogs by Active Brad. Subscribing to blogs is important in tagging those great bloggers who provide vital information at your fingertips!

Welcome aboard and remember: Active Rain is the best Real Estate Network on the Web!

Contact Kay Bennett, your seasoned Real Estate Professional, for Real Estate information in Cookeville Tennessee or how to become a F1rst Realty Agent!

931-528-1573 office

Realtor Tips: Using Direct Mail

F1rst Realty Company — Thu, 21 Aug 2008 14:24:14 -0500

Direct mail is still a good way to reach your clients and give them a piece of your personal touch. Eventhough the internet moves in a solid direction toward capturing the lead market, it is still a good idea to keep your marketing versatile.

Good tips for using direct mailings are a must to the homeowner and reader.

What the homeowner wants to know:

Current mortgage news, especially locally. What is the rate today (this may vary, but shows that you the agent are aware of the market conditions)
Prices of homes that sold recently - again a great way to inform the homeowner valuable information and make them aware you are on top of the market
Tips on preparing your home for sale. - Knowing what sells and what buyers want to see lets the homeowner know you are experienced and well educated in the business
Facts about schools, taxes, and zoning- In Cookeville, this is a hot topic and we should all keep abreast of this information
Personal branding - A good photo included in your materials with a brief description of you is important. Make sure all pictures are clean and crisp with your company's logo and address information

Types of direct mailings can be in the form of a Newsletter, post cards, letterhead, etc.

Al Enochs, Owner Broker

First Realty Company ~ Cookeville, TN

931-528-1573

Realtor(R) Tips: Your client's needs

F1rst Realty Company — Sun, 17 Aug 2008 16:42:25 -0500

Understanding your client's situation is formost an essential part of our Real Esate business. In counceling my agents, these issues are abundant due to the nature of our business. Real Estate is informational, psychological and emotional. Clients/customers will not freely give you all the information you need to help them. A good agent will do some probing to find out what the initial concerns may be. Remembering to listen and learn more about your customers and clients will help you in developing a strong relationship.

In General, decisions made by Sellers are practical and logical. Decisions made by buyers are based on emotions.

To better understand the client/customer concerns, ask open ended questions like Why? When? What? Where? and How? This will help them answer you (the agent) in greater detail so that you can better understand their needs.

Always consider the client/customer's feelings and try to create a positive mental image.

Words to create that positive image are:

Easy
Advantage
Adjustment, price position
Approve, acknowledge
Discovery
Investment range
Transaction

Words NOT to use are:

Let me be honest
Trust Me
Is that clear?
Cheap, cheaper, or lowest
Sign here
Deal

Remember these terms when dealing with customers/clients:

sympathy - is to feel what someone is feeling
empathy - is to understand what someone is feeling
apathy - is not feeling anything at all

In today's market, it is essential for agents to step back and process these emotions to better service our community's need for Real Estate.